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personal injury
business litigation
workers' compensation
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 Insurance carriers are happy to charge premiums, but they
are often unwilling to provide the proper coverage in the event of a loss. Garson & Associates is well qualified to assist clients in resolving disputes against
noncompliant insurance carriers.
Insurance contracts are perhaps the most important but least-understood contracts to which businesses and individuals can be a party. Such documents are classic "contracts of adhesion" prepared by insurance carriers and presented on a "take-it or leave-it" basis to insureds. The contract language is often difficult if not impossible to decipher. Unfortunately, the need to fully understand the terms and conditions of insurance contracts is often ignored until a loss occurs, when the insured is shocked to learn of detrimental limits on or exclusions to coverage. It is not uncommon for insurance carriers to take unreasonable positions on coverage issues in an effort to force the insured to accept less than full coverage.
Typical insurance coverage business litigation cases arise both in the context of liability coverage, where a claim is asserted against the insured by a third party and the insurer refuses to defend or indemnify the insured for the claim, and in the context of property coverage, where the insured suffers a direct loss (i.e., fire, flood, or storm damage to property owned by the insured) and the insurance company refuses to fully compensate the insured for the claimed damage. Garson & Associates is experienced in representing the interests of insureds against insurance companies, including claims of bad faith.
If you believe that you have a business litigation claim arising from an insurance issue, contact us today for a case evaluation. Our consultation is free and without obligation. Please remember that all claims have time limits, so if you think that you might have a claim, you should not wait to have your case evaluated.
614 W. Superior Avenue Suite 1600 Cleveland, OH 44113 TEL: 216.696.9330
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